Crowdfunding in the United States is a hot topic as politicians position reduced barriers to raising investment capital while regulators need to deal with establishing rules and regulations for an orderly market while minimizing fraud. Financial fraud is prevalent present now and crowdfunding would increase the incidence of fraud, but while politicians and regulators spar; they seem not to realize that the benefits of having more business financed at lower costs can spur entrepreneurship and lead to significant job creation. The benefits of crowdfunding would far exceed the drawbacks of more fraud. An easy solution: ensure that those who violate laws are pursued, prosecuted and spend as much of their life viewing the sky from behind bars. If the penalties are meaningful and examples are put for public display, crooks just may think twice before engaging in dishonest activities.